Debt recovery

Consultation for debt recovery and bankruptcy procedures

• Recovering outstanding debts can become a long, stressful and costly process.
• Bankruptcy and enforcement procedures require experience and targeted strategy.
• Timely and professional legal intervention can make the difference in protecting your rights.

Our areas of intervention

Debt Recovery and Extrajudicial Reminders

We manage credit disputes with targeted interventions, avoiding lengthy and costly legal proceedings when possible.

Judicial Actions and Attachments

When necessary, we initiate determined civil actions, attachments and seizures to achieve effective debt recovery.

Preventive Consultation and Mediation

We provide preventive consultation and promote alternative solutions (mediation and negotiation) to resolve conflicts constructively.

Bankruptcy Procedures

We assist creditors in bankruptcy procedures, from claim filing to the management of preventive agreements and restructurings.

Commercial and International Debt Recovery

We offer specific solutions for commercial and international debts, applying effective strategies across borders.

OUR APPROACH

• PREVENTION AND EXTRAJUDICIAL RESOLUTION
  Often, the extrajudicial phase is the most direct and economical way to resolve a dispute. The goal is to close the conflict before it becomes an actual legal case, preserving the relationship between the parties involved.
• LEGAL PROTECTION AND JUDICIAL PROCEEDINGS
  When the extrajudicial route does not produce the desired results, our firm is ready to represent clients in court with determination and professionalism. We are committed to providing a solid defence and pursuing the rights of our clients in all legal venues.
• MANAGEMENT OF BANKRUPTCY PROCEDURES
  The bankruptcy of a company can have serious consequences for creditors. We provide assistance in initiating bankruptcy procedures, supporting creditors in the filing of claims and in the management of preventive agreements and business restructurings.
• The mission is to provide a debt recovery service that is not only effective but also ethical, respecting the dignity of all parties involved.

LEGAL SERVICES CONSULTATION

• Extrajudicial Reminders
  • The law firm intervenes with targeted extrajudicial reminders, in order to avoid legal escalation and the costs that follow. The goal is to persuade the debtor to pay without resorting to legal action, maintaining a discreet and pragmatic approach.
• Judicial Actions
  • When the debtor does not respond to payment requests, we provide determined legal representation to initiate civil proceedings. We handle the entire process, from the initiation of enforcement procedures to debt collection.
• Commercial Debt Recovery
  • We offer specific solutions for recovery of commercial debts, supporting companies in recovering the sums owed by their customers or business partners, avoiding the risk of prolonged financial losses.
• International Debt Recovery
  • We provide legal assistance for recovery of debts from foreign debtors, applying legal strategies that take into account regulations in force in different countries and ensuring an effective course of action across borders.
• Attachments and Seizures
  • In case of debtor default, we intervene with attachments of movable and immovable property, as well as conservative seizures, to obtain debt recovery through forced execution.
• Filing in the Bankruptcy Estate
  • We assist creditors in bankruptcy procedures, ensuring that their debts are correctly filed in the estate and monitoring the progress of the procedure to obtain maximum debt satisfaction.
• Preventive Agreements
  • We provide legal consultation in the area of preventive agreements, which allow companies to avoid bankruptcy through debt restructuring. We collaborate with creditors to negotiate the best possible terms.
• Business Restructuring
  • We support companies in financial difficulty in debt reorganisation and management of relationships with creditors, in order to avoid bankruptcy and ensure business continuity.
• Mediation and Negotiation
  • We promote alternative solutions to legal disputes, such as mediation and negotiation, to resolve conflicts in a constructive and satisfactory manner for all parties involved.
• Preventive Consultation
  • We offer preventive legal consultation for companies and individuals, analysing situations of potential risk and suggesting measures to prevent the emergence of legal disputes or creditor insolvency.

THE LAW FIRM WHO WE ARE

• The L'Aurora Law Firm is available for those seeking professional legal assistance and personalized solutions throughout Italy. We offer a wide range of customized legal services designed to effectively satisfy the needs of private individuals, companies and professionals.
• We remain constantly updated on the latest legislative developments and judicial trends, ensuring comprehensive, targeted and cutting-edge assistance. Every client is unique and has specific needs, which is why we strive to provide customized consultations, aimed at resolving legal issues that may arise in daily life or in professional and business contexts in the most effective, timely and professional manner possible.
• Our approach is based on a thorough, meticulous and detailed analysis of each case, offering practical, concrete solutions always aimed at protecting and safeguarding the rights and interests of our clients. We firmly believe that a good and solid professional relationship is founded on mutual trust, absolute transparency and clear communication, and for this reason we maintain constant, open and direct dialogue with our clients, updating them punctually at every stage of proceedings.
• We offer qualified consultation and legal assistance throughout the national territory in various sectors of law, including civil, commercial, corporate, labor and criminal law. Whether it involves a complex contractual dispute, a family law matter or business litigation, we are ready to provide all necessary professional support to face every legal challenge with confidence, serenity and complete awareness.
• We work with passion, dedication and professional rigor to achieve concrete and measurable results, always with the primary objective of ensuring the full protection and safeguarding of our clients' rights. Contact us for an initial introductory consultation and discover how we can help you protect your rights and resolve every legal matter with expertise, professionalism and promptness.

INSIGHTS FAQ

• What does a pre-litigation demand letter indicate?
  • The pre-litigation demand is a formal communication addressed to the debtor, intended to solicit payment and to avoid recourse to judicial proceedings. It allows the matter to be addressed at contained costs.
• What consequences present themselves if the debtor does not respond?
  • In absence of response, legal action may be initiated, which may provide for asset seizure or the activation of other enforcement measures for debt recovery.
• How does one proceed with a legal action for debt recovery?
  • Such procedure consists of the commencement of civil proceedings to obtain a payment judgment or to apply further enforcement measures against the debtor.
• What is the estimated timeline for pre-litigation debt recovery?
  • Timeframes vary in function of debtor cooperation. An adequately structured pre-litigation demand can produce a positive solution within a few weeks.
• What does it formally mean to appear as a creditor in a bankruptcy procedure?
  • It means formally submitting the request for recognition of one's debt, to be admitted in the company's liquidation procedure.
• Is it possible to proceed with debt recovery from a bankrupt company?
  • Yes, provided that creditors submit the admission application within the established deadlines, thereby being able to participate in asset distribution.
• What advantages does the preventative arrangement offer?
  • The preventative arrangement enables the company to restructure its debts and avoid bankruptcy, maintaining employment through creditor approval.
• What does legal counsel for debt recovery typically cost?
  • Costs vary based on case complexity and the type of intervention required, with customised quotations taking into account the client's specific requirements.
• How is debt recovery organised at an international level?
  • International debt recovery utilises specific legal instruments, integrating the regulations of the various countries and, if necessary, support from local consultants.
• What assets may be subject to seizure in case of non-performance?
  • In case of non-performance, movable property, real estate, bank accounts, and wages may be subject to seizure, in conformity with the debtor's situation and applicable regulations.
• Book an appointment
  • The goal is to provide clients with assistance in initiating bankruptcy procedures, putting at their disposal experience and expertise in the field of debt recovery and enforcement procedures to offer the most suitable legal solutions available, through a first getting-acquainted meeting.
  • The law firm operates in the field of debt recovery and enforcement procedures throughout Italian territory using tools for virtual meetings and telematic proceedings.
  • The firm is able to offer its legal services also at a national level, aiming to assist you throughout Italy.
  • L'Aurora Law Firm is headquartered in Terracina in the province of Latina: throughout Italian territory, legal consultation is offered using telematic tools also in the cities of Terracina in provincia di Latina: nel territorio italiano viene offerta consulenza legale utilizzando strumenti telematici anche nelle città di Fondi, Formia, Sabaudia, Sezze, Frosinone, Gaeta, Ceccano, Pontinia, Priverno, Cisterna di Latina, Nettuno e San Felice Circeo.